"Over 80 trillion Heart Dream Coins?" Li Yuan mused silently, this matches his estimation.
Training the Eight Perfect Star Techniques simultaneously from the Sixth Rank to the Seventh Rank Extreme will cost around 50 trillion Heart Dream Coins worth of exotic treasures.
However, his main body has already trained "Fatian Xiangdi" to the Seventh Rank Extreme.
His Origin Body, constrained by the nebulous rules of heaven and earth, cannot repeat in training "Space Origin Body."
Unless his main body perishes completely, and the Origin Body becomes the ’sole life form’, breaking through the shackles to become the new main body, can he train the "Space Origin Body" again.
Therefore, normally, even if the Origin Body matches the main body in all aspects, it can only train the other seven Perfect Star Techniques.
Hence, at the moment, various exotic treasures needed by Li Yuan’s main body and Origin Body for training, are valued at over 40 trillion Heart Dream Coins.
"Precisely speaking, the total is 84.1 trillion Heart Dream Coins." The Three-eyed Golden Toad smiled: "I can offer you a slight discount, but even with the 20 trillion Heart Dream Coins previously gifted by Young Master Dong Mang."
"Young Master Li Yuan, you still fall short by about 10 trillion Heart Dream Coins." The Three-eyed Golden Toad remarked.
Li Yuan sighed inwardly, indeed he still had 20 trillion Heart Dream Coins, originating from the remainder of a 50 trillion Heart Dream Coin compensation from Chen Mo God King.
"Every Heavenly God can borrow from the All Things Palace, right?" Li Yuan smiled slightly.
"You want to borrow?" The Three-eyed Golden Toad was slightly taken aback.
"Yes." Li Yuan smiled: "The remaining 10 trillion Heart Dream Coins, I want to borrow, and once I enhance my strength and acquire other treasures, I will repay the All Things Palace."
Even before receiving the compensation from Chen Mo God King, Li Yuan contemplated how to quickly collect the remaining required treasures.
The most straightforward method is to borrow.
"An ordinary Heavenly God cannot borrow such a large sum just on credibility." The Three-eyed Golden Toad pondered: "Young Master, you have the strength of Heavenly God Fourth Rank, plus your status... borrowing 10 trillion Heart Dream Coins should be easy."
Borrowing from the All Things Palace requires the evaluation of the borrower’s ’qualifications’, and Heavenly Gods who lack sufficient lifespans or strength cannot borrow too much.
After all, one must assess the ability to repay.
Additionally, risk must be considered... Should weaker Heavenly Gods fall while venturing externally, for the All Things Palace, it’s a ’major loss’.
Ultimately, once one perishes, debt disappears.
"It’s just that, borrowing, the interest is very high." The Three-eyed Golden Toad smiled: "Even if you borrow, I must adhere to the rules... the interest rate is 10% per century."
Over the endless years, ’Heart Dream Coins’ backed by the Chaos Divine Court have maintained a very firm value.
Thus, the 10% interest rate per century is already very startling.
Many Heavenly Gods, lend a significant amount purchasing various treasures to venture certain treasure lands; if delayed a thousand years without obtaining treasures... instead, it would be a significant financial loss.
As for borrowing without repaying?
Unless one perishes or escapes the Divine Realm... otherwise, one cannot evade the Divine Court debt collection, it’s the credibility forged over endless years.
"10% interest per century? I’ll borrow." Li Yuan smiled: "However, I want to borrow not only the 10 trillion Heart Dream Coins... I also wish to borrow a Top-Grade Heavenly God Artifact ’Divine Mirror’.
"Soul Attack Secret Treasure ’Divine Mirror’?" The Three-eyed Golden Toad was slightly surprised: "That requires 230 trillion Heart Dream Coins."
"Should you borrow, the interest rate per century would be 23 trillion Heart Dream Coins."
Normally, even if a Divine Monarch continuously ventures life-and-death encounters, the pace of wealth acquisition cannot be this fast.
"I understand." Li Yuan was very candid.
Just browsing those Top-Grade Heavenly God Artifacts earlier, Li Yuan already had ideas in mind... If only for training Perfect Star Techniques, the Origin Body could definitely wait.
After all, in Li Yuan’s cultivation plan, the Origin Body is a trump card strategy, won’t easily engage in battle, certain offensive-skewed Perfect Star Techniques aren’t urgent.
Li Yuan seeks Top-Grade Heavenly God Artifacts for the forthcoming ’Beichen Residence’ preparation.
"Add to the treasures you need prior."
"So, you want to borrow 240 trillion Heart Dream Coins in one go?" The Three-eyed Golden Toad contemplated, nodding: "Alright, Young Master, if you dare to borrow, I dare to lend."
Li Yuan’s heart was suddenly stirred.
"But Young Master, you must remember."
"No Heavenly God, even a Divine Monarch, can have borrowed amounts exceeding 1000 trillion Heart Dream Coins." The Three-eyed Golden Toad stated solemnly: "If your principal plus interest exceeds 1000 trillion Heart Dream Coins and you fail to repay timely... I will forcibly reclaim the debt."
"Then, don’t blame me for being ruthless."
"I understand the rules." Li Yuan nodded, he communicated with Qianjun Divine Monarch previously.
So-called forced debt reclamation is when the Chaos Divine Court dispatches teams to forcibly confiscate all carried treasures... seizing all territories, all Heart Dream Coins will be deducted.
Suffice to say, once reaching that point and unable to fully repay, no Heavenly God will ever recover.
This led to Heavenly Gods being very cautious about large loans over the endless years.
Li Yuan signed the ’borrowing contract’ with the Three-eyed Golden Toad in the Heart Dream Divine Realm, and received the ’loan notice.’
After deducting all Heart Dream Coins under his name.
He was burdened with a staggering 240 trillion Heart Dream Coins debt.
Li Yuan, carrying a massive batch of treasures, flew out of the All Things Palace, as the grand palace doors slowly closed.
"Back on Blue Star, I never carried any loans, now near Divine Monarch’s strength, I carry a significant loan." Li Yuan muttered internally: "However, it’s not considered a loss."
"This Divine Mirror, indeed extremely suits me." Li Yuan had a thought, sensing the wholly purple and seemingly real yet illusory Divine Mirror circulating in the Divine Heart World.